Vietnam Technological and Commercial Joint Stock Bank (HOSE: TCB) was established in 1993. From its humble beginnings with an initial charter capital of only VND 20 billion, Techcombank has grown over the past 31 years to become Vietnam’s second-largest bank by charter capital. Today, the Bank offers a comprehensive range of products and services to more than 15.4 million retail and corporate customers nationwide through an extensive network comprising one head office, two representative offices, and 299 transaction points across 46 provinces and cities—satisfies both traditional banking requirements and emphasis on security and wealth management.