Vietnam Technological and Commercial Joint Stock Bank (HOSE: TCB) was established in 1993. From its humble beginnings with an initial charter capital of only VND 20 billion, Techcombank has grown over the past 31 years to become Vietnam’s second-largest bank by charter capital. Today, the Bank offers a comprehensive range of products and services to more than 18 million retail and corporate customers across Vietnam. Its extensive network includes 302 branches and transaction offices spanning 29 of the country's 34 provinces and centrally governed cities, enabling the Bank not only to meet customers' everyday banking needs but also to provide secure wealth management and asset protection solutions.